With a little planning, 当你明年提交2024年的纳税申报表时，你可能会增加你的医疗费用扣除额. Only eligible expenses exceeding 7.你调整后总收入的5%是可扣除的. It’s not an easy hurdle to clear, short of a major medical disaster, which, of course, you want to avoid. 但是你可以使用一种叫做“集中”医疗费用的策略来超过7.5% threshold.
Say, for example, 你已经安排了手术，这将涉及自付费用，但你仍然低于免赔额. Think about scheduling elective procedures, such as dental work or Lasik surgery, and making qualified purchases [Topic no. 医疗和牙科费用|美国国税局(irs.gov)会把你推过一年的门槛.
Remember, 只有超过这一数额且不在保险范围内或通过税收优惠账户支付的费用才可以扣除.
